SBA Is the Preferred Way to Borrow

small-business-loansOur small business loan program is dedicated to your operation. An SBA-approved preferred lender, Dream Financial Lending Solutions offers fast, efficient funding for your small business.

Real Estate

We serve owners in a variety of industries:

  • Food service
  • Automotive
  • Healthcare
  • Daycare
  • Retail
  • Industrial
  • Laundry
  • Veterinary
  • Warehousing

Our solutions extend to non-conforming and single-purpose property, and customers can direct proceeds toward construction, refinancing and renovation.

Equipment

Use a small business loan to acquire your equipment. We finance tools, trucks, medical supplies, machinery and more.

Business Acquisitions

We offer acquisition loans to customers with sufficient cash flow and sound management in place. Benefits include

  • Up to $1.25 million annually
  • 15-year terms
  • Full amortization
  • 2-day pre-qualification
  • No balloon payments
  • No pre-payment penalty

Loans Over $5 Million

We provide higher funding limits to qualified borrowers. Rates remain flexible, competitive and 100% fixed. We also offer variable options on 7(a) and 504 loans.

7(a) at a Glance

The Small Business Association (SBA) unveiled the 7(a) program in an effort to further the success of the small business community. At Dream Financial Lending Solutions, we’re licensed participants, and we’ll help you stay afloat in today’s competitive market. To qualify, you must meet the specific size guidelines outlined by the SBA. In general, manufacturers are limited to 500 employees, while service providers are limited to 100. 7(a) financing is not available to non-profit organizations.

The 504 Program

A 504 loan is a great way to secure long-term financing. Funds are available for the refinance or purchase of property and other fixed assets. It’s also a great option for large-scale projects, and we offer amounts of up to $12 million with the following restrictions:

  • Up to 25 years for real estate (20 for second mortgage)
  • Up to 15 years for equipment
  • Business must operate for profit
  • Commercial real estate must be partially borrower-occupied

Apply Today

Trust the experts at Dream Financial Lending Solutions. Call today to secure your small business.