Secure Commercial Property With Stated Income Financing

stated-income-commercialA stated income commercial real estate loan is an excellent way to purchase or refinance your next commercial property. Dream Financial Lending Solutions offers hassle-free financing, and our quick approval process is ideal for busy investors.

What Is a Stated Income Loan?

Stated income loans are backed more against your specific property rather than your credit score. We’ll determine how much income your proposed land or building is expected to bring in. This profit value must be high enough to cover all insurance, mortgage and tax expenses once you’re fully operational. Some benefits of our program include:

  • Up to $500,000 in funds
  • Options for most commercial categories
  • Quick closings
  • Fixed rates
  • Full amortization for up to 25 years


Our stated income loan can be used at all levels of property management.

  • New purchase: Whether you’ve found a killer investment or you’re tired of paying rent, Dream Financial Lending Solutions can kick start your growth.
  • Renovation: When you’re faced with repairs or the need to redesign, our stated income loan keeps you competitive and functional.
  • Working capital: Cash flow can vary, especially for seasonal operations. Use our funds to cover those slow times or take advantage of periodic sales on material.
  • Refinancing: With our 25-year fixed terms, you don’t have to bother with sky-high rates or ballooning payments.
  • Debt consolidation: Paying off debt is a great way to lower your monthly expenses. Talk to us about your current equipment liens, credit card debts and amounts you owe to the IRS.

We Work With Most Commercial Properties

While your LTV is based on the intended use of your land or building, our financing options extend to most commercial categories, including:

  • Retail
  • Apartment
  • Office
  • Restaurant
  • Warehouse
  • Self-Storage
  • Auto Service
  • Clinic

Apply Today

At Dream Financial Lending Solutions, we offer a safe way to secure your assets, grow your business and safeguard your operation. Plus, applying is easy. Our stated income commercial real estate loan requires minimal paperwork. Fund your property by calling today.